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Lumpsum Calculator

Quickly calculate and comprehend the returns on your mutual fund SIP and lumpsum investments over time with our online calculator!

Investment Amount:

Estimated Returns:

Maturity Value:

*Investing in the securities market carries risk. Please do your own due diligence before investing.

What is Lumpsum Calculator?

Mutual funds can be broadly categorized into two types: SIPs and Lumpsum investments. Our lumpsum calculator assists investors in estimating the returns from a one-time mutual fund investment. By using this calculator, you can determine the maturity amount for a lump sum investment made today, showing the wealth accumulated over the investment period from the initial amount.

How does Lumpsum Calculator work?

The value of your lumpsum investment is influenced by market performance. Despite this, all lumpsum calculators utilize a standard formula to estimate returns. Our lumpsum calculator at Mega uses the compound interest formula to estimate your investment value. The formula is as follows:

A = P (1 + r/n) ^ nt where,

A represents the estimated return.

P is the current value of the invested amount.

r stands for the estimated rate of return (in %).

t indicates the total duration of the investment.

n is the number of times interest is compounded annually.

For instance, taking the example mentioned above, assume invest Rs. 100,000 in a mutual fund for 10 years and you expect an average return of 12% per annum. The interest is assumed to be compounded annually.

The formula for lumpsum calculations can be used as follows:

A = ₹100,000 {(1+00.12/1)^10 }

A = ₹3,10,585

Benefits of Using a Lumpsum Calculator

A mutual fund lumpsum calculator offers a straightforward and efficient method to estimate your investment corpus. By entering the lumpsum investment amount, investment duration, and the estimated annual rate of return, you can quickly obtain an approximate value of your investment. Additionally, you can adjust various parameters to see how your returns might change.

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